Sinking funds are a way to save a little bit every paycheck to pay for a planned expense. Like most personal finance plans, saving money takes planning, intention, and dedication. Imagine this: You’re paying off a significant portion of debt down, but you feel so stressed because you’re ...
6 Steps to a Schedule
I have a monthly date with myself at the beginning and at the end of every single month to figure out how to create the best schedule for me based on what I want to happen, aka make those GOALS HAPPEN. I will walk you through what that looks like for me. It takes me about an hour, but I actually ...
Debt Payoff Plan
Being stuck in a cycle of minimum payments is NOT fun. Let's start a debt payoff plan because minimum payments are NOT enough to get the needle moving. I’m on a debt free journey myself. It’s no secret that I’m a chiropractor and I have student loans. I want to give you my real numbers so that ...
Budget for Christmas Now
What if I told you that your Christmas budget doesn’t have to be filled with stress, pressure, debt, and questionable financial decisions? What if I told you that you can still splurge on your loved ones even while budgeting and taking control of your finances? If you have no idea where to ...
9 Tips to Work Smarter, not Harder
"The more you work, the more money you'll make." Ever heard that before? Long hours absolutely do not equate to quality work. Not saying it can’t, but unless you’re a robot, that kind of grind is not the most sustainable. There will be seasons of life where you will have to work longer and ...